Calculate annual pre-tax cash flow, total cash invested, net yield and cash-on-cash return for rental real estate with vacancy, operating costs and debt service.
Enter total cash invested, income, operating costs and debt service to estimate the real pre-tax cash-on-cash return.
| Scenario | Annual cash flow | Cash invested | CoC return | Net yield |
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| Year | Collected rent | Total costs | Annual cash flow | CoC return |
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This calculator measures pre-tax cash-on-cash return for real estate. It takes the actual annual cash flow left after operating costs and debt service, then compares that result against the total cash actually invested in the deal.
Cash-on-cash return is often the clearest metric for leveraged real estate because it focuses on the return generated on real money tied up in the deal, not just on property value.
Use the real total cash invested, not only the down payment. Include closing costs, renovation, furnishing and any other capital used to stabilize the property. That produces a more honest cash-on-cash result.