Netherlands Income Tax Calculator 2025, 2026 & 2027 Preview
Estimate your Dutch take-home pay using the active Box 1 tax engine for 2025 and 2026, with a preview for 2027. Includes general tax credit, employment credit, AOW handling, holiday allowance, and monthly net income.
Tax Year
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Your Income Tax Estimate
Income
€
Annual gross salary or taxable employment income before Dutch Box 1 income tax.
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If selected, the calculator adds 8% to the entered income.
Status
age
AOW-age taxpayers may face different rates and credit interactions. This tool uses a simplified AOW-age model and should be treated as indicative only.
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Turn this off for non-employment Box 1 scenarios where arbeidskorting does not apply.
€
Optional deductions to reduce taxable Box 1 income.
2027 preview only. These figures are directional and not filing-ready.
Estimated Annual Net Income
—
after Box 1 tax and tax credits
Estimated annual tax
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Monthly Net
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per month
Effective Tax Rate
—
vs gross annual income
Taxable Income
—
after deductions
General Tax Credit
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algemene heffingskorting
Employment Credit
—
arbeidskorting
Gross Box 1 Tax
—
before credits
Step-by-Step Income Tax Breakdown
Without Deductions
Gross income—
Taxable income—
Tax due—
Net income—
With Deductions
Gross income—
Taxable income—
Tax due—
Net income—
Net Income vs Gross Income
Net income
Tax due
5-Year Projection (3% annual income growth)
Year
Gross
Taxable
Tax
Net
Cumulative Net
Important: This is an indicative estimate only. No rights can be derived from this calculation. This calculator models Dutch Box 1 income tax only and does not include pension schemes, employer deductions, bonuses, allowances, or all personal tax positions.
✦ Cal, AI Explanation
Cal is reviewing your tax scenario...
💬 Ask Cal about your Dutch income tax
Cal
Your income tax estimate is ready. Ask about Box 1, AOW rates, tax credits, or what changed between 2025 and 2026.
🇳🇱 Dutch Income Tax Key Figures
2026 Box 1 rates: 35,75% up to €38.883, 37,56% up to €78.426, then 49,50%.
2026 AOW first bracket: 17,85% up to €38.883.
General tax credit max: €3.115 in 2026.
Employment credit max: €5.685 in 2026.
2027: preview only on this page, not filing-ready.
Dutch employment income is generally taxed in Box 1. The main structure is gross income, minus any Box 1 deductions, then Box 1 tax rates are applied. After that, the general tax credit and, where relevant, the employment credit reduce the final tax due.
The Calculation Flow
Gross income
+ 8% holiday allowance if paid separately
− optional Box 1 deductions
= Taxable income
Apply Box 1 brackets
= Gross Box 1 tax
− Algemene heffingskorting
− Arbeidskorting
= Final tax due
Net income = Gross income − Final tax
This page is indicative only. Payroll withholding and final assessment can differ.
AOW Handling
If you already reached AOW age, the first Box 1 bracket is lower because you no longer pay the AOW part of Dutch national insurance in that bracket. This page uses the published 2026 AOW bracket structure for full-year AOW cases. [oai_citation:1‡Belastingdienst](https://www.belastingdienst.nl/wps/wcm/connect/nl/voorlopige-aanslag/content/voorlopige-aanslag-tarieven-en-heffingskortingen?utm_source=chatgpt.com)
Frequently Asked Questions
What is Box 1 income?+
Box 1 covers income from work and home, including most employment income and certain other Dutch taxable income sources.
What is the algemene heffingskorting?+
It is the Dutch general tax credit. In 2026, the maximum is €3.115, and it phases down as income rises. [oai_citation:2‡Belastingdienst](https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/inkomstenbelasting/heffingskortingen_boxen_tarieven/heffingskortingen/algemene_heffingskorting/tabel-algemene-heffingskorting-2026?utm_source=chatgpt.com)
What is the arbeidskorting?+
It is the Dutch employment credit. It applies to qualifying employment income and depends on income level and age. The 2026 table is published by Belastingdienst. [oai_citation:3‡Belastingdienst](https://www.belastingdienst.nl/wps/wcm/connect/bldcontentnl/belastingdienst/prive/inkomstenbelasting/heffingskortingen_boxen_tarieven/heffingskortingen/arbeidskorting/tabel-arbeidskorting-2026?utm_source=chatgpt.com)
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