Property investment return tool

Rental Yield Calculator

Calculate gross rental yield, net rental yield, annual rental profit, monthly cash flow, cash-on-cash return and 5-year rental income outlook for investment property analysis.

Gross vs net yield
Cash-on-cash return
5-year outlook
cur
Transfer tax, legal, setup, furnishing or initial work.
Parking, storage, laundry or other rent-related income.
mo
%
%
debt
Use yes for cash-on-cash cash flow view, no for property-level operating return view.
Primary result
0.00%
net rental yield
Net view
Gross yield
0.00%
Net annual income
€0
CoC return
0.00%
11 occupied months Mortgage included Healthy yield
Strong yield
This property produces a strong net yield relative to value based on the current assumptions.
Gross yield
0.00%
before annual costs
Net yield
0.00%
after annual costs
CoC return
0.00%
cash invested basis
Net monthly
€0
monthly cash flow
Gross to net yield drop
0.00 pts
Annual costs as share of collected rent
0.00%
Income lost to vacancy
€0
Potential annual rent
€0
Collected annual rent
€0
Other annual income
€0
Operating costs
€0
Mortgage cost
€0
Net annual income
€0
Conservative
0.00%
net yield
Current
0.00%
net yield
Optimistic
0.00%
net yield

Enter the property value, rent and annual costs to estimate gross yield, net yield and actual return on invested cash.

Operating costs
Mortgage
Net income
Scenario Gross yield Net yield CoC return Net annual
Year Collected rent Total costs Net annual Net yield

What this calculator does

This calculator measures how much return a rental property generates relative to its value and the cash invested. It shows gross rental yield, net rental yield, annual rental profit, monthly cash flow and cash-on-cash return under realistic occupancy and cost assumptions.

Core formulas

Gross yield = annual rent ÷ property value

Net yield = net annual income ÷ property value

Cash-on-cash return = net annual income ÷ cash invested

Why net yield matters more

Gross yield is useful for quick screening, but it ignores vacancy, maintenance, taxes, management and financing. Net yield is usually the more decision-relevant metric when comparing real opportunities.

How to use it properly

Enter the property value and the real cash you have tied up in the deal, not just the down payment. Then use realistic rent, occupancy and cost figures. The strongest outputs are net yield and cash-on-cash return, because they show both property efficiency and owner-level return.

Frequently asked questions

Gross yield is annual rent divided by property value, before annual expenses are deducted.
Net rental yield is annual net income divided by property value, after costs such as maintenance, insurance, taxes and other annual expenses.
Cash-on-cash return is net annual income divided by the actual cash invested in the property. It is especially useful for leveraged deals.
Include mortgage if you want a cash flow view. Exclude it if you want a cleaner property-level operating return view.
Because many investments look attractive on headline rent alone, but perform materially worse once realistic occupancy is modeled.
It depends on market, risk, property type, financing structure and local appreciation potential. The better question is whether the net yield and cash-on-cash return meet your target return threshold.
```